May accept sales incentives creating conflicts of interest
No enforced standard of excellence
FEE ONLY ADVICE
Fiduciary responsibility to always act in our client's best interests
No acceptance of sales incentives
Legally held to a higher ethical and professional standard
Why We’re Fee Only Fiduciaries
What’s the importance of using a fee-only vs. commission-based financial advisor?
MCM Wealth is a fee-only advisory firm. Fee-only firms act as fiduciaries, meaning, their client’s best interests (vs. their own) must be their #1 priority.
We chose this route because this is the only way we, as individuals, would choose to be served. Secondarily, the fiduciary standard is a legal requirement for individuals with CFPs, and for firms registered with either their respective state or the SEC, as we are. In contrast, advisors doing business on a Fee/Commission basis often accept fee incentives for selling products or services that may not be in their client’s best interests.
There are two distinctly different ways of operating in this field. In our experience the fee-only approach is both more ethical and productive for all.
If you’re looking for a safer, more reliable, more productive way to invest along with state-of-the-art tools for impact investing, insurance planning, estate planning and charitable giving, let’s have a talk.
*Past performance is not indicative of future results. Investors should be aware that “Alternative Investments” or hedge funds often engage in leverage, short-selling, arbitrage, hedging, derivatives, and other speculative investment practices that may increase investment loss. This message is not an offer to sell any interests of such funds. The disclosure document of such funds contains a complete description of the principal risk factors and fund expenses. Prior to investment, investors should carefully read the fund’s disclosure document to determine whether such investment is appropriate for them in light of their financial condition. These investments are proprietary and are available for prospective investors only through MCM Wealth LLC. Please see our Disclosure document.
At MCM Wealth, we specialize in planning and creating portfolios designed to perform regardless of the direction of the economy. We do this primarily via well researched alternative investments that are specifically chosen to be both defensive and productive in bull, bear and recessionary markets. We provide clients in the San Francisco Bay area with whole life financial planning services, private wealth management solutions, alternative portfolio management assistance, asset management, estate planning services, charitable giving solutions, impact investing options, and insurance planning services to business owners, ceo’s, dentists, doctors, entrepreneurs, executives, families, individuals, and impact investors in the San Francisco Bay area. We also serve clients in the Corte Madera, Fairfax, Greenbrae, Larkspur, Point Reyes, San Anselmo, Sausalito, and Stinson areas.
We were founded in 1997 and have offices in Novato California, a suburb San Francisco. We are dedicated to understanding our clients and then providing the highest level of research-based financial management, objectivity, performance, planning, service and communication. We select and offer best-of-breed financial managers in those wealth investment niches that we believe will best serve our clients. We are a fee-only practice, which means we act as a fiduciary for our clients. Our financial advice, financial services and financial solutions are designed to withstand the test of time. We look forward to learning more about you and how we may be of help. Below is a full list of services we offer: